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Common Internet scams and phishing schemas

18 Dec 2007
 by Cristina Mailat | in: Security

The number and sophistication of phishing scams sent out to consumers is continuing to increase dramatically. While online banking and e-commerce is very safe, as a general rule you should be careful about giving out your personal financial information over the internet.

Phishing is the act of attempting to fraudulently acquire sensitive information such as passwords and credit card details, by masquerading as a trustworthy person or business with a real need for such information in a seemingly official electronic notification or message, most often an email or an instant message. It is a social engineering attack.

Phishing

The term “phishing” comes from the fact that internet scammers are using increasingly sophisticated lures as they “fish” for users financial information and password data. ID Security Suite is offering you the possibility to stop phishing: the ID AntiPhishing, to wiping out internet scam and fraud.

Problems like phishing scams change from phenomenon to endemic threat, technology companies are launching products and services to end or great reduce the threat of online. ID AntiPhishing software from ID Security Suite is effective against the use of spam to direct internet users to websites controlled by thieves but designed to look like legitimate
sites.

Phishing attacks use both social engineering and technical subterfuge to steal consumers’s personal identity data and financial account credentials. Social engineering schemes use spoofed emails to lead consumers to counterfeit websites designed to trick recipients into divulging financial data such as account usernames, credit cards numbers, passwords and social security numbers. Hijacking brands names of banks, e-retailers and credit card companies, phishers often convince recipients to respond. Technical subterfuge schemes plant crime ware onto PCs to steal credentials directly, often using Trojan key logger spy ware. Pharming crime ware misdirects users to fraudulent sites or proxy servers, typically through DNS hijacking or poisoning.

Internet scams

As scam artist become more sophisticated, so do their phishing email messages and popup windows. They often include official looking logos from real organizations and other identifying information taken from legitimate web sites. Consider installing the tool bar from ID AntiPhishing from ID Security Suite to help protect you from known phishing fraud websites. ID AntiPhishing alerts you before you visit a page that is on our list of known fraudulent phisher web sites.Every internet user must be suspicious of any email with urgent request for personal financial information.

Always ensure that you are using a secure website when submitting credit card or other sensitive information via your web browser, to make sure you are on a secure website when submitting credit card or other sensitive information via your web browser. Don’t use the links in an email to get to any web page, if you suspect the message might not be authentic, instead, call the company on the telephone, or log onto the website
directly.

Avoid filling out forms in email messages that ask for personal financial information; you should only communicate information such as credit card numbers or account information via a secure website or the telephone. Unless the email is digitally signed, you can’t be sure it wasn’t forgotten or spoofed. Phishers typically include upsetting or exciting, but false statements in the emails to get people to react immediately.

At first glance, it may not be obvious to the recipients what is in their inbox is not a legitimate email from a company with whom they do business. The “from” field of the email may have the “com” address of the company mentioned in the email, and the clickable link may also appear to be taking you to the company when site, but will in fact take you to a spoof web site. Looks can be deceiving, but with phishing scams the email is never from who is appears to be!

Protect yourself against phishing

Regularly log into your inline account; do not leave it for as long as a month before you check each account. Regularly check your bank credit and debit statements to ensure that all transactions are legitimate. If anything is suspicious, contact your bank and all card issues. The phishers’s emails typically ask for information such as usernames, passwords, credit card numbers, back account; these emails are typically not personalized, while valid messages from your bank generally are.

Ensure that your browser is up to date and security patches applied. In particular, people who use the most popular browser should immediately go to ID AntiPhishing to download a special patch relating to certain phishing schemes.

Always report phishing or spoofed to certain phishing groups. ID AntiPhishing tool bar protect your savings from phishing attacks. The tool bar traps suspicious URLs containing characters whish have no common purpose other than to deceive. It enforces display of browser navigational controls (toolbar and address bar) in all windows, to defend against pop up windows which attempt to hide the navigational controls. The ID Security Suite‘s ID AntiPhishing tool bar clearly displays sites’s hosting location, helping you to evaluate fraudulent URLs.

Published: 18 Dec 2007  by Cristina Mailat, in: Security Tags: , RSS feed for comments on this post.

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